A typical warranty actually covers most of the same types of auto repairs that a breakdown insurance policy does. But there are a few reasons that someone might choose to get an insurance policy instead of a warranty. The most prominent one is price. Because insurance is calculated and regulated differently, it could cost less than a warranty; most policies cost around $75.00 per year and carry a deductible of less than $400.00. If you end up wanting to terminate your coverage, that’s easier to do with an insurance policy than with a warranty.
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